June 20th, 2018.



Public liability insurance covers you for claims where you or your employees are directly to blame for an incident.

What do terms like public liability actually mean? With all the jargon involved in insurance, it can be hard to make sure you’ve got the cover you need.

In this guide to public liability insurance, Insure Our Event has covered everything it feels you need to know, and put it in the most straightforward way possible.

Public liability insurance definition
Public liability insurance covers the cost of legal action and compensation claims that are made against your business.

If a member of the public suffers injury or damage to their property because of your business, they may take legal action even if it isn’t your fault. Public liability insurance will cover you against any legal expenses that are incurred.

What is public liability?
Public liability isn’t always needed, but local authorities, event organisers and local authorities do require it more often than not. It’s available to anyone who runs a business, event or service.


For the full story at smallbusiness.co.uk CLICK HERE.